Dental Insurance

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What is Dental Insurance?

Dental treatment is not covered by the Canada Health Care Act, despite the existence of other healthcare programs that do include it. If your employer does not offer dental benefits, you will need to cover your dental expenses on your own. Worried about being able to afford these costs? You can put your mind at ease.

There are individual dental coverage options that you can purchase independently, bearing the cost yourself. Private plans are both cost-effective and comprehensive. As the COVID-19 situation persists, more individuals are finding themselves without health and dental insurance through their employment. With these independent dental plans, you can safeguard yourself and your family from potential setbacks to your savings plans.

Benefits of Dental Insurance

Supports routine check up

Several diagnostic procedures include dental examinations, treatments, as well as dental emergencies and crises.

It is recommended to obtain insurance coverage to ensure prompt coverage or reimbursement for these dental services.

Improves good oral hygiene.

The overall well-being of an adult is influenced by their oral health. The primary step towards maintaining a healthy lifestyle is fostering a healthy smile. A dental plan that includes coverage for examination costs enables families to access preventive exams and cleanings, helping to avert potential serious issues that could result in significant health concerns down the line.

Availability of prevention and basic dental treatment

Prevention and protection are superior to cure. Regular dental examinations and cleanings can help you steer clear of expensive and painful dental expenses in the future.

Benefits of working with an Assurance agent for your dental insurance

Hunting for affordable dental insurance rates can seem like searching for a needle in a haystack. Streamline your quest for an individual dental policy by keeping an eye out for a low-cost out-of-pocket plan. Collaborating with Assurance Associates provides access to numerous carriers offering drug, dental, and other healthcare coverages.

Our associates excel in delivering solutions that surpass the expectations of our clients. They will handle the intricate search in that haystack on your behalf, presenting you with the results for your final approval.

As associates specializing in Canadian Life Insurance, we extend our focus beyond our clients’ specific needs to assist them in areas that can free up funds for various purposes. Safeguard your finances by consulting with Assurance Associates, who will guide you in finding a solution to cover all your dental care expenses. We will gather your information and aid you in securing the benefits you desire at competitive rates.

Collaborating with insurance providers offering adaptable packages, we ensure coverage tailored to your needs, including benefits encompassing dental care and vision care. This proves particularly beneficial if your employer doesn’t provide health insurance benefits or if your existing personal group insurance plans fall short of meeting your requirements.

This health and dental insurance empowers you with full control over your coverage. Our associates are dedicated to their clients and are assured they can offer the most competitive quotes for health, dental, drug, and vision care insurance.

We collaborate with top-tier health and dental companies to help you discover the most suitable dental and vision care health plans. Certain plans feature programs designed to enhance your health awareness and inspire you to consistently pursue your goals.

FAQ

Can I buy dental insurance in Canada?

Certainly, you have the option to purchase dental insurance as a standalone product. However, acquiring dental insurance individually may prove expensive if the policy does not encompass the benefits that align with your specific requirements.

Is it as good to get dental insurance as it is for hospital coverage?

Securing dental insurance is beneficial as it allows you to save money in case of emergency dental issues and offers preventative care to minimize larger claims in the future. Hospital coverage operates on a similar principle, addressing the potentially high costs of emergency stays and providing essential benefits. Assurance Financial is ready to address any questions you may have regarding the type of coverage you should acquire. If you’ve opted for individual dental insurance, inquiries may center around the covered services and procedures. It’s crucial to be aware of your coverage before facing a dental emergency.

How much is dental insurance?

The cost of dental insurance varies based on the carrier and the specific plan you choose, each offering different rates and benefits. When partnering with Assurance Associates, you can anticipate finding the ideal plan that aligns with both your needs and financial circumstances.

Is dental insurance free in Canada?

No, dental healthcare services are not covered by the Canada Health Act. The majority of Canadians obtain oral treatment through employer-sponsored group plans, individually owned plans, or by personally covering the costs.

Is it worthwhile to purchase a dental insurance plan?

Going without dental insurance coverage poses a significant risk. In the event of an emergency, you may find yourself facing an unforeseen dental bill. Dental insurance serves to minimize the risk in your oral healthcare.

Can you make a claim for a policyholder?

Customer satisfaction is our priority, and our associates are committed to aiding policyholders in the claims process. Typically, claims are handled by the dental clinic, requiring minimal action from the patient. However, in instances where issues may arise, Assurance Associates step in to address and resolve any problems.

Is dental insurance covered by health insurance?

No, health insurance plans do not automatically include dental care coverage. This means you’ll need to acquire health and dental insurance separately, though some providers offer combined plans. However, certain insurance companies offer dental coverage as an add-on to other insurance policies, allowing you to consolidate all your coverage into one plan, which may be more cost-effective than obtaining individual coverage. In addition, there are programs designed to enhance your understanding of health and motivate you to pursue your goals. This can serve as a valuable addition to other Health and Dental Plans. Our agents are well-informed about this program. Our goal is to support you in living your longest, healthiest life. Whether through small habits or significant changes, your overall health is influenced by the daily lifestyle choices you make.